Q: If I already have health insurance, do I need LifeRide?
Q: How do I pay for LifeRide?
Q: If I have LifeRide, will you still submit a claim to my insurance company?
Q: How does this affect people living outside the City limits who rely on BAFD emergency services?
Q: I just moved to Broken Arrow, am I immediately subscribed?
Q: What if I live in an apartment?
Q: I am currently renting the house I live in. Are my roommates also covered?
Q: I own a rental home. Are my tenants covered?
Q: Will I still receive ambulance service if I’m not a LifeRide member?
Q: Isn't this a tax?
Q: Why did the City Council adopt this program?
Q: Are the current rates locked-in?
Q: Do I have to opt-out every year?
Q: Do I have to enroll every year?
Q: If the Broken Arrow Fire Department is unable to respond, and another ambulance transports me, do LifeRide benefits still apply?
Q: Why should I participate in LifeRide? A: To save money. The average emergency response and ambulance transport costs $1,500. Insurance may cover a portion of this charge, leaving you responsible for the balance; but subscribers to LifeRide will pay nothing after a claim is submitted to the health insurance provider. Members who do not have health insurance will receive a 40% discount on their ambulance bill.
Q: If I already have health insurance, do I need LifeRide? A: For most people, their insurance will only partially cover ambulance costs after the deductible and co-insurance is met, which means the remaining balance is your responsibility to pay. If you are unsure of your level of emergency ambulance coverage, contact your insurance provider.
For members with health insurance, LifeRide takes care of out-of-pocket expenses, so you don’t pay anything on emergency ambulance services. Members without health insurance will receive a 40% discount on their ambulance bill.